.png)
.png)
Get Your Personal Loan Up To RM100K Today!
LICENSED LOAN PROVIDER
A licensed loan provider offering transparent, responsible, and tailored funding solutions for Malaysian businesses.
Years Trust
15+
Individuals
UNITY CAPITAL
500+
Million Loan Issued
10+
Most Trusted Loan Provider in Malaysia
Yes！
At Unity Capital Management, we are a licensed moneylender operating in full compliance with the Ministry of Housing and Local Government (KPKT) regulations and the Moneylenders Act 1951. Our commitment to transparent lending practices, fair interest rates, and strict licensing compliance ensures that we uphold the highest standards of consumer protection. We are dedicated to providing clear loan terms, reasonable repayment methods, and effective dispute resolution processes to safeguard the rights of every borrower.
Our adherence to the Moneylenders Act 1951 reflects our strong dedication to ethical lending practices. Unity Capital Management values clear communication, fair treatment, and legal compliance, fostering a trustworthy and reliable lending environment. As a licensed moneylender, we take pride in delivering professional and responsible financial services to Malaysians, striving to make borrowing simple, transparent, and secure.
We are Licensed
Who Is Eligible to Apply?
Malaysian Citizens
Malaysian citizens only need to prepare simple documentation to be considered for loan approval with us.
.png)
Business Owner
Business owners of small or medium enterprises, whether newly established or well-established, are welcome to apply for competitive financing options.
Below 70 Years Old
Individuals aged between 18 and 70 years are eligible to apply for our credit financing solutions.
.png)
*If you are eligible, we invite you to submit your application today. Our financing solutions are designed to meet your individual requirements, with competitive rates available for first-time applicants.
.png)
.png)
100% Privacy
We provide complete confidentiality for all documents and personal information submitted to us.
No Delays
Once your documents are submitted, our team prioritises your application and works efficiently to process it within the shortest possible time.
Transparent
All costs and charges are clearly explained prior to approval. There are no hidden fees — transparency is our standard.
Fast & Efficient
Our experienced team is well-trained to adapt to different situations. We are committed to delivering professional, responsive, and reliable service.
SMEs Across Malaysia
We are here to help turn your business goals into reality. We are committed to building long-term partnerships and supporting businesses with strong growth potential.
Jason Lee
JOHOR
“Thank you for helping me continue my business. The financing terms arranged by your team were extremely helpful for my situation. This loan became a real lifeline for my business, not just a short-term solution.”
Jesmine
SELANGOR
Saya telah ditolak oleh beberapa bank, tetapi UCM Capital meluluskan pinjaman saya serta-merta dan pada kadar faedah yang lebih rendah daripada semua bank yang menolak saya. alhamdulillah
Sam
KUALA LUMPUR
Ini adalah syarikat terbaik yang pernah saya alami. Dari kelajuan pemindahan kepada proses menyesuaikan kadar faedah terbaik untuk pinjaman bisnes saya. Sangat disyorkan!
.png)
Say Goodbye to Financial Difficulties. We offer flexible repayment terms and tailored interest rates designed to suit every client’s needs. Your new financial journey starts here.
Repayment Schedule
*All rates shown in this chart are for reference purposes only. Final rates and repayment amounts are subject to individual assessment and approval. Our professional team will tailor specific financing terms to meet your personal or business requirements.
